/* ============================================================
   EAST SHORE EQUITIES
   Design: Institutional authority meets editorial elegance
   Cormorant Garamond (display) + DM Sans (body) + DM Mono (labels)
   Palette: Deep Navy · Warm Gold · Teal · Parchment
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,600&family=DM+Sans:opsz,wght@9..40,300;9..40,400;9..40,500;9..40,600&family=DM+Mono:wght@400;500&display=swap');

:root {
  --navy:        #0B1F3A;
  --navy-mid:    #132d54;
  --navy-light:  #1e3a5f;
  --teal:        #1A7A72;
  --teal-light:  #22A89D;
  --gold:        #C8A96E;
  --gold-light:  #E2C98F;
  --gold-dark:   #A8893E;
  --offwhite:    #F7F4EF;
  --parchment:   #EDE9E1;
  --warm-gray:   #D8D4CC;
  --text-dark:   #0E1B2E;
  --text-mid:    #4A5568;
  --text-light:  #8A94A6;
  --white:       #FFFFFF;
  --border:      rgba(11,31,58,0.10);
  --border-gold: rgba(200,169,110,0.35);

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'DM Sans', system-ui, sans-serif;
  --font-mono:    'DM Mono', 'Courier New', monospace;

  --radius:    4px;
  --radius-lg: 10px;
  --radius-xl: 18px;
  --shadow-sm: 0 2px 12px rgba(11,31,58,0.07);
  --shadow:    0 6px 28px rgba(11,31,58,0.11);
  --shadow-lg: 0 20px 60px rgba(11,31,58,0.16);
  --shadow-gold: 0 8px 32px rgba(200,169,110,0.25);

  --max-w:     1160px;
  --ease:      cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out:  cubic-bezier(0.0, 0.0, 0.2, 1);
  --t:         0.28s var(--ease);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--offwhite);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ═══════════════════════════════════════════════
   UTILITIES
═══════════════════════════════════════════════ */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 40px; }
@media (max-width: 768px) { .container { padding: 0 20px; } }

.section { padding: 100px 0; }
.section--sm { padding: 64px 0; }
.text-center { text-align: center; }

.eyebrow {
  font-family: var(--font-mono);
  font-size: 0.70rem;
  letter-spacing: 0.20em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 14px;
}

.section-header { margin-bottom: 64px; }
.section-header h2 { margin-bottom: 16px; }
.section-sub { color: var(--text-mid); font-size: 1.05rem; max-width: 520px; margin: 0 auto; line-height: 1.65; }

/* ═══════════════════════════════════════════════
   TYPOGRAPHY
═══════════════════════════════════════════════ */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.12; color: var(--navy); }
h1 { font-size: clamp(2.8rem, 5.5vw, 4.6rem); font-weight: 600; }
h2 { font-size: clamp(2rem, 3.8vw, 3.2rem); font-weight: 600; }
h3 { font-size: clamp(1.4rem, 2.2vw, 1.75rem); font-weight: 500; }
h4 { font-size: 1.15rem; font-weight: 600; }

p { color: var(--text-mid); line-height: 1.72; margin-bottom: 1em; }
p:last-child { margin-bottom: 0; }
a { color: var(--teal); text-decoration: none; transition: color var(--t); }
a:hover { color: var(--teal-light); }
strong { color: var(--text-dark); font-weight: 600; }

/* ═══════════════════════════════════════════════
   BUTTONS
═══════════════════════════════════════════════ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 13px 28px;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--t);
  text-decoration: none;
  white-space: nowrap;
}
.btn--lg { padding: 16px 36px; font-size: 0.94rem; }
.btn--full { width: 100%; justify-content: center; }

.btn--gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
  box-shadow: 0 4px 20px rgba(200,169,110,0.30);
}
.btn--gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(200,169,110,0.40);
}

.btn--navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn--navy:hover {
  background: var(--navy-light);
  border-color: var(--navy-light);
  color: var(--white);
  transform: translateY(-2px);
}

.btn--outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.35);
}
.btn--outline-white:hover {
  background: rgba(255,255,255,0.10);
  border-color: rgba(255,255,255,0.65);
  color: var(--white);
}

.btn--outline-navy {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn--outline-navy:hover {
  background: var(--navy);
  color: var(--white);
}

.btn--ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.45);
}
.btn--ghost:hover {
  background: rgba(255,255,255,0.12);
  color: var(--white);
  border-color: rgba(255,255,255,0.70);
}

/* ═══════════════════════════════════════════════
   NAV
═══════════════════════════════════════════════ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  transition: all var(--t);
}
.nav.scrolled {
  background: rgba(11,31,58,0.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 4px 24px rgba(0,0,0,0.18);
}
.nav__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 40px;
  height: 72px;
  display: flex;
  align-items: center;
  gap: 40px;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}
.nav__logo-mark {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  color: var(--gold);
  background: rgba(200,169,110,0.12);
  border: 1px solid rgba(200,169,110,0.30);
  padding: 6px 10px;
  border-radius: var(--radius);
}
.nav__logo-name {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 500;
  line-height: 1.2;
  color: var(--white);
}
.nav__links {
  display: flex;
  align-items: center;
  gap: 4px;
  flex: 1;
  justify-content: center;
}
.nav__link {
  font-size: 0.84rem;
  font-weight: 500;
  color: rgba(255,255,255,0.65);
  padding: 8px 14px;
  border-radius: var(--radius);
  transition: all var(--t);
  white-space: nowrap;
}
.nav__link:hover { color: var(--white); background: rgba(255,255,255,0.07); }
.nav__link--active { color: var(--white); }

.nav__actions { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  margin-left: auto;
}
.nav__hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--t);
}

.mobile-menu {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: var(--navy);
  padding: 24px 20px 32px;
  z-index: 99;
  border-bottom: 1px solid rgba(255,255,255,0.10);
  flex-direction: column;
  gap: 4px;
}
.mobile-menu a {
  font-size: 1rem;
  font-weight: 500;
  color: rgba(255,255,255,0.80);
  padding: 12px 16px;
  border-radius: var(--radius);
  display: block;
}
.mobile-menu a:hover { background: rgba(255,255,255,0.07); color: var(--white); }
.mobile-menu.open { display: flex; }

@media (max-width: 980px) {
  .nav__links, .nav__actions { display: none; }
  .nav__hamburger { display: flex; }
  .nav__inner { gap: 0; }
}

/* ═══════════════════════════════════════════════
   HERO
═══════════════════════════════════════════════ */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 72px;
  background: var(--navy);
}
.hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero__gradient {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 75% 40%, rgba(26,122,114,0.18) 0%, transparent 65%),
    radial-gradient(ellipse 50% 60% at 20% 80%, rgba(200,169,110,0.08) 0%, transparent 55%),
    linear-gradient(160deg, var(--navy) 0%, #0d2444 45%, #0a1c34 100%);
}
.hero__grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 80%);
}

.hero__content {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  padding-top: 60px;
  padding-bottom: 80px;
}

.hero__headline {
  color: var(--white);
  font-size: clamp(3rem, 5.5vw, 5rem);
  font-weight: 600;
  line-height: 1.05;
  margin-bottom: 24px;
  letter-spacing: -0.01em;
}
.hero__headline em {
  font-style: italic;
  color: var(--gold);
}
.hero__sub {
  font-size: 1.07rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 480px;
}
.hero__ctas { display: flex; gap: 16px; flex-wrap: wrap; }

.hero__right { display: flex; flex-direction: column; gap: 20px; }

.hero__stat-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  display: flex;
  gap: 0;
  backdrop-filter: blur(10px);
}
.hero__stat { flex: 1; text-align: center; padding: 8px 16px; }
.hero__stat-num {
  font-family: var(--font-display);
  font-size: 2.8rem;
  font-weight: 700;
  color: var(--white);
  display: block;
  line-height: 1;
  margin-bottom: 8px;
}
.hero__stat-num em { font-size: 1.6rem; color: var(--gold); }
.hero__stat-label { font-size: 0.75rem; color: rgba(255,255,255,0.50); letter-spacing: 0.05em; line-height: 1.4; }
.hero__stat-divider { width: 1px; background: rgba(255,255,255,0.10); margin: 8px 0; }

.hero__badge {
  display: flex;
  align-items: center;
  gap: 16px;
  background: rgba(200,169,110,0.10);
  border: 1px solid rgba(200,169,110,0.25);
  border-radius: var(--radius-lg);
  padding: 18px 22px;
}
.hero__badge-icon {
  font-size: 1.6rem;
  color: var(--gold);
  font-family: var(--font-display);
  width: 44px;
  text-align: center;
  flex-shrink: 0;
}
.hero__badge strong { display: block; color: var(--white); font-size: 0.9rem; margin-bottom: 3px; }
.hero__badge span { font-size: 0.78rem; color: rgba(255,255,255,0.50); }

.hero__scroll {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.30);
  font-family: var(--font-mono);
  font-size: 0.65rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}
.hero__scroll-line {
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, rgba(255,255,255,0.30), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}
@keyframes scrollPulse {
  0%, 100% { opacity: 0.3; transform: scaleY(1); }
  50% { opacity: 0.8; transform: scaleY(1.1); }
}

@media (max-width: 900px) {
  .hero__content { grid-template-columns: 1fr; gap: 48px; }
  .hero__right { display: none; }
}

/* ═══════════════════════════════════════════════
   ANIMATIONS
═══════════════════════════════════════════════ */
.animate-in {
  opacity: 0;
  transform: translateY(28px);
  animation: fadeUp 0.8s var(--ease-out) forwards;
  animation-delay: var(--delay, 0s);
}
@keyframes fadeUp {
  to { opacity: 1; transform: translateY(0); }
}

/* ═══════════════════════════════════════════════
   DUAL AUDIENCE SECTION
═══════════════════════════════════════════════ */
.dual .container { position: relative; }
.dual__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.dual__card {
  padding: 52px 48px;
  border-radius: var(--radius-xl);
  position: relative;
  overflow: hidden;
}
.dual__card--iso {
  background: var(--navy);
  color: var(--white);
}
.dual__card--iso .eyebrow { color: var(--gold); }
.dual__card--iso h2 { color: var(--white); margin-bottom: 16px; }
.dual__card--iso p { color: rgba(255,255,255,0.65); }

.dual__card--debtor {
  background: var(--offwhite);
  border: 2px solid var(--border);
}
.dual__card--debtor h2 { margin-bottom: 16px; }

.dual__list { list-style: none; margin: 24px 0 0; padding-bottom: 8px; display: flex; flex-direction: column; gap: 10px; }
.dual__list li { font-size: 0.9rem; display: flex; align-items: center; gap: 10px; }
.dual__card--iso .dual__list li { color: rgba(255,255,255,0.75); }
.dual__list .check { color: var(--gold); font-weight: 700; font-size: 1rem; }

@media (max-width: 760px) {
  .dual__grid { grid-template-columns: 1fr; }
  .dual__card { padding: 40px 28px; }
}

/* ═══════════════════════════════════════════════
   CREDIBILITY BAR
═══════════════════════════════════════════════ */
.credbar { background: var(--navy); padding: 40px 0; }
.credbar__inner {
  display: flex;
  align-items: center;
  gap: 0;
  flex-wrap: wrap;
}
.credbar__item {
  display: flex;
  align-items: center;
  gap: 14px;
  flex: 1;
  min-width: 200px;
  padding: 12px 24px;
}
.credbar__icon { font-size: 1.4rem; flex-shrink: 0; }
.credbar__item strong { display: block; color: var(--white); font-size: 0.88rem; margin-bottom: 2px; }
.credbar__item span { font-size: 0.76rem; color: rgba(255,255,255,0.45); line-height: 1.4; }
.credbar__divider { width: 1px; background: rgba(255,255,255,0.10); height: 40px; flex-shrink: 0; }

@media (max-width: 760px) {
  .credbar__divider { display: none; }
  .credbar__item { min-width: 45%; }
}

/* ═══════════════════════════════════════════════
   PROCESS STEPS (HOME)
═══════════════════════════════════════════════ */
.process__steps {
  display: flex;
  align-items: stretch;
  gap: 0;
  flex-wrap: wrap;
}
.process__step {
  flex: 1;
  min-width: 200px;
  padding: 36px 28px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  position: relative;
  display: flex;
  flex-direction: column;
}
.process__num {
  font-family: var(--font-mono);
  font-size: 0.70rem;
  font-weight: 500;
  letter-spacing: 0.15em;
  color: var(--gold);
  background: rgba(200,169,110,0.10);
  border: 1px solid rgba(200,169,110,0.25);
  display: inline-block;
  padding: 5px 10px;
  border-radius: var(--radius);
  margin-bottom: 16px;
}
.process__step h4 { margin-bottom: 10px; font-size: 1rem; }
.process__step p { font-size: 0.87rem; line-height: 1.6; }
.process__arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--gold);
  padding: 0 4px;
  flex-shrink: 0;
  margin-top: 60px;
}
@media (max-width: 840px) {
  .process__steps { flex-direction: column; }
  .process__arrow { transform: rotate(90deg); margin: 0 auto; }
}

/* ═══════════════════════════════════════════════
   UCC BLOCK
═══════════════════════════════════════════════ */
.ucc-block { background: var(--parchment); }
.ucc-block__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.ucc-block__text h2 { margin-bottom: 20px; }
.ucc-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.ucc-card__header {
  background: var(--navy);
  padding: 16px 24px;
}
.ucc-card__label {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
}
.ucc-card__list { list-style: none; padding: 8px 0; }
.ucc-card__list li {
  padding: 16px 24px;
  border-bottom: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.ucc-card__list li:last-child { border-bottom: none; }
.ucc-card__term { font-size: 0.82rem; font-weight: 600; color: var(--navy); }
.ucc-card__def { font-size: 0.80rem; color: var(--text-mid); line-height: 1.5; }
.ucc-card__link {
  display: block;
  padding: 18px 24px;
  background: rgba(200,169,110,0.08);
  border-top: 1px solid var(--border-gold);
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--gold-dark);
  text-align: center;
  transition: background var(--t);
}
.ucc-card__link:hover { background: rgba(200,169,110,0.16); color: var(--gold-dark); }

@media (max-width: 840px) {
  .ucc-block__inner { grid-template-columns: 1fr; gap: 40px; }
}

/* ═══════════════════════════════════════════════
   CTA BAND
═══════════════════════════════════════════════ */
.cta-band { background: var(--navy); padding: 80px 0; }
.cta-band__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.cta-band h2 { color: var(--white); margin-bottom: 8px; }
.cta-band p { color: rgba(255,255,255,0.55); margin: 0; }
.cta-band__btns { display: flex; gap: 16px; flex-wrap: wrap; flex-shrink: 0; }

/* ═══════════════════════════════════════════════
   PAGE HEROES
═══════════════════════════════════════════════ */
.page-hero {
  padding: 120px 0 80px;
  position: relative;
  overflow: hidden;
}
.page-hero--dark {
  background: linear-gradient(160deg, var(--navy) 0%, #0d2850 100%);
}
.page-hero--dark::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 55% 70% at 80% 30%, rgba(26,122,114,0.20) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 15% 75%, rgba(200,169,110,0.10) 0%, transparent 50%);
}
.page-hero--dark .eyebrow { color: var(--gold); }
.page-hero--dark h1 { color: var(--white); position: relative; }
.page-hero--dark h1 em { color: var(--gold-light); font-style: italic; }
.page-hero--dark .page-hero__sub { color: rgba(255,255,255,0.60); }

.page-hero--notice {
  background: linear-gradient(160deg, #0B2340 0%, var(--navy-mid) 100%);
}
.page-hero--notice::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 20%, rgba(200,169,110,0.08) 0%, transparent 60%);
}
.page-hero--notice h1 { color: var(--white); position: relative; }
.page-hero--notice h1 em { color: var(--gold-light); font-style: italic; }
.page-hero--notice .page-hero__sub { color: rgba(255,255,255,0.60); }

.page-hero--light { background: var(--parchment); }
.page-hero--light .eyebrow { color: var(--teal); }
.page-hero--light h1 em { color: var(--teal); }

.page-hero .container { position: relative; z-index: 1; }
.page-hero__sub { font-size: 1.1rem; line-height: 1.70; max-width: 600px; margin: 20px 0 36px; }

/* ═══════════════════════════════════════════════
   BENTO GRID (ISO Page)
═══════════════════════════════════════════════ */
.bento-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.bento-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  transition: transform var(--t), box-shadow var(--t);
  display: flex;
  flex-direction: column;
}
.bento-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.bento-card h3 { margin: 12px 0 14px; font-size: 1.35rem; }
.bento-card p { font-size: 0.90rem; }
/* bento-wide removed */
.bento-card--dark {
  background: var(--navy);
  border-color: transparent;
}
.bento-card--dark .eyebrow { color: var(--gold); }
.bento-card--dark h3 { color: var(--white); }
.bento-card--dark p { color: rgba(255,255,255,0.55); }

.bento-card--gold {
  background: linear-gradient(135deg, #fdf6e8 0%, #f5ecd5 100%);
  border-color: var(--border-gold);
}
.bento-stat {
  margin-top: 28px;
  font-family: var(--font-display);
  font-size: 3.2rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  display: flex;
  align-items: baseline;
  gap: 6px;
}
.bento-stat em { font-size: 1.8rem; color: var(--gold); }
.bento-stat span { font-family: var(--font-body); font-size: 0.82rem; font-weight: 400; color: rgba(255,255,255,0.45); margin-left: 8px; }

@media (max-width: 840px) {
  .bento-grid { grid-template-columns: 1fr; }
  /* bento-wide removed */
}

/* ═══════════════════════════════════════════════
   PARAMS GRID (ISO Page)
═══════════════════════════════════════════════ */
.params-section { background: var(--navy); }
.params-section .section-header h2 { color: var(--white); }
.params-section .eyebrow { color: var(--gold); }
.params-section .section-sub { color: rgba(255,255,255,0.50); }

.params-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.param-item {
  background: rgba(255,255,255,0.03);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: background var(--t);
}
.param-item:hover { background: rgba(255,255,255,0.07); }
.param-label {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.40);
}
.param-value {
  font-family: var(--font-display);
  font-size: 1.9rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.1;
}
@media (max-width: 760px) {
  .params-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ═══════════════════════════════════════════════
   SIGNUP FORM
═══════════════════════════════════════════════ */
.signup-section { background: var(--parchment); }
.signup-inner {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 80px;
  align-items: start;
}
.signup-text h2 { margin-bottom: 16px; }
.signup-text p { font-size: 1rem; }
.signup-assurance { margin-top: 32px; display: flex; flex-direction: column; gap: 12px; }
.assurance-item { display: flex; align-items: center; gap: 12px; font-size: 0.90rem; color: var(--text-mid); font-weight: 500; }
.assurance-item span { font-size: 1.1rem; }

.signup-form-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 44px 40px;
  box-shadow: var(--shadow);
}
.signup-form { display: flex; flex-direction: column; gap: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label { font-size: 0.82rem; font-weight: 600; color: var(--navy); letter-spacing: 0.02em; }

.form-group input,
.form-group select,
.form-group textarea {
  font-family: var(--font-body);
  font-size: 0.92rem;
  color: var(--text-dark);
  background: var(--offwhite);
  border: 1.5px solid var(--warm-gray);
  border-radius: var(--radius);
  padding: 12px 16px;
  transition: border-color var(--t), box-shadow var(--t);
  outline: none;
  resize: vertical;
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--text-light); }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(26,122,114,0.12);
}
.form-disclaimer { font-size: 0.76rem; color: var(--text-light); line-height: 1.5; text-align: center; margin-top: 8px; }

@media (max-width: 840px) {
  .signup-inner { grid-template-columns: 1fr; gap: 40px; }
  .form-row { grid-template-columns: 1fr; }
  .signup-form-wrap { padding: 32px 24px; }
}

/* ═══════════════════════════════════════════════
   FAQ
═══════════════════════════════════════════════ */
.faq-section { background: var(--offwhite); }
.faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 0; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 24px 0;
  text-align: left;
  font-family: var(--font-body);
  font-size: 0.97rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  transition: color var(--t);
}
.faq-question::after {
  content: '+';
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  transition: transform var(--t);
}
.faq-question:hover { color: var(--teal); }
.faq-item.open .faq-question::after { transform: rotate(45deg); }
.faq-answer { display: none; padding: 0 0 24px; }
.faq-item.open .faq-answer { display: block; }
.faq-answer p { font-size: 0.92rem; line-height: 1.75; }

/* ═══════════════════════════════════════════════
   NOTICE PAGE
═══════════════════════════════════════════════ */
.notice-intro {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 72px;
  align-items: start;
}
.notice-intro__text h2 { margin-bottom: 20px; }
.notice-fact-card {
  background: var(--navy);
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  color: var(--white);
}
.notice-fact-card h4 { color: var(--gold); margin-bottom: 20px; font-family: var(--font-mono); font-size: 0.75rem; letter-spacing: 0.15em; text-transform: uppercase; font-weight: 500; }
.notice-fact-card ul { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.notice-fact-card li { font-size: 0.86rem; color: rgba(255,255,255,0.65); line-height: 1.5; border-bottom: 1px solid rgba(255,255,255,0.07); padding-bottom: 12px; }
.notice-fact-card li:last-child { border-bottom: none; padding-bottom: 0; }
.notice-fact-card strong { color: var(--gold-light); font-weight: 600; }

.notice-why { background: var(--parchment); }
.notice-scenarios { display: flex; flex-direction: column; gap: 0; max-width: 900px; margin: 0 auto; }
.notice-scenario {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 32px;
  padding: 48px 0;
  border-bottom: 1px solid var(--border);
}
.notice-scenario:last-child { border-bottom: none; }
.notice-scenario__num {
  font-family: var(--font-display);
  font-size: 3.2rem;
  font-weight: 700;
  color: var(--parchment);
  text-shadow: 0 2px 8px rgba(11,31,58,0.12);
  line-height: 1;
  padding-top: 4px;
  filter: drop-shadow(0 1px 2px rgba(11,31,58,0.15));
  color: rgba(11,31,58,0.12);
}
.notice-scenario__content h3 { margin-bottom: 14px; }
.notice-scenario__callout {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  background: rgba(11,31,58,0.05);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 16px 20px;
  margin-top: 20px;
}
.callout-icon { font-family: var(--font-display); font-size: 1.4rem; color: var(--gold); flex-shrink: 0; line-height: 1.4; }
.notice-scenario__callout span:last-child { font-size: 0.86rem; color: var(--text-mid); line-height: 1.65; }

.notice-action { background: var(--offwhite); }
.action-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.action-step {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 32px 26px;
  text-align: center;
}
.action-step__icon { font-size: 2rem; margin-bottom: 14px; display: block; }
.action-step h4 { font-size: 1rem; margin-bottom: 10px; }
.action-step p { font-size: 0.86rem; }

@media (max-width: 840px) {
  .notice-intro { grid-template-columns: 1fr; gap: 40px; }
  .action-steps { grid-template-columns: repeat(2, 1fr); }
  .notice-scenario { grid-template-columns: 1fr; gap: 12px; }
  .notice-scenario__num { font-size: 2rem; }
}
@media (max-width: 500px) {
  .action-steps { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════
   HOW IT WORKS PAGE
═══════════════════════════════════════════════ */
.hiw-explainer {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.hiw-explainer h2 { margin-bottom: 20px; }

.hiw-diagram {
  display: flex;
  flex-direction: column;
  gap: 24px;
  align-items: center;
}
.hiw-diagram__row {
  display: flex;
  align-items: center;
  gap: 20px;
  width: 100%;
}
.hiw-box {
  flex: 1;
  padding: 20px 16px;
  border-radius: var(--radius-lg);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.hiw-box strong { font-size: 0.92rem; font-weight: 700; }
.hiw-box span { font-size: 0.76rem; line-height: 1.4; }
.hiw-box--merchant { background: var(--parchment); border: 1px solid var(--border); }
.hiw-box--merchant strong { color: var(--navy); }
.hiw-box--merchant span { color: var(--text-mid); }
.hiw-box--ese { background: var(--navy); }
.hiw-box--ese strong { color: var(--white); }
.hiw-box--ese span { color: rgba(255,255,255,0.55); }
.hiw-box--ucc { background: rgba(200,169,110,0.12); border: 1px solid var(--border-gold); max-width: 320px; }
.hiw-box--ucc strong { color: var(--navy); }
.hiw-box--ucc span { color: var(--text-mid); }

.hiw-arrow {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  flex-shrink: 0;
  width: 80px;
}
.hiw-arrow__label { font-size: 0.68rem; color: var(--text-light); text-align: center; font-family: var(--font-mono); }
.hiw-arrow__line { height: 1px; width: 60px; position: relative; }
.hiw-arrow__line--right { background: linear-gradient(to right, var(--border), var(--gold)); }
.hiw-arrow__line--left { background: linear-gradient(to left, var(--border), var(--teal)); }
.hiw-diagram__ucc { display: flex; flex-direction: column; align-items: center; gap: 8px; width: 100%; }
.hiw-diagram__ucc span { font-size: 1.4rem; color: var(--gold); }

.process-detail { background: var(--offwhite); }
.steps-timeline { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 0; }
.step-tl {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 32px;
  padding: 40px 0;
  border-bottom: 1px solid var(--border);
}
.step-tl:last-child { border-bottom: none; }
.step-tl__marker {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.step-tl__marker span {
  font-family: var(--font-mono);
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--gold);
}
.step-tl__content h3 { margin-bottom: 12px; font-size: 1.25rem; }
.step-tl__note {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--text-light);
  margin-top: 12px;
  padding: 10px 14px;
  background: var(--parchment);
  border-radius: var(--radius);
  border-left: 2px solid var(--warm-gray);
  line-height: 1.5;
}
.step-tl__callout {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: rgba(11,31,58,0.04);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 14px 18px;
  margin-top: 16px;
}
.step-tl__callout span { font-family: var(--font-display); font-size: 1.2rem; color: var(--gold); flex-shrink: 0; }
.step-tl__callout p { font-size: 0.85rem; margin: 0; }

@media (max-width: 760px) {
  .hiw-explainer { grid-template-columns: 1fr; gap: 40px; }
  .step-tl { grid-template-columns: 1fr; gap: 16px; }
}

/* ═══════════════════════════════════════════════
   CONTACT PAGE
═══════════════════════════════════════════════ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.contact-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 44px 40px;
}
.contact-card h3 { margin: 12px 0 14px; }
.contact-card p { font-size: 0.92rem; }
.contact-card--iso { border-top: 3px solid var(--gold); }
.contact-card--compliance { border-top: 3px solid var(--teal); }
.contact-info { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }
.contact-info__row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.88rem;
  color: var(--text-mid);
  font-weight: 500;
}
.contact-info__row span { font-size: 1rem; flex-shrink: 0; }

@media (max-width: 760px) {
  .contact-grid { grid-template-columns: 1fr; }
  .contact-card { padding: 32px 24px; }
}

/* ═══════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════ */
.footer { background: #070f1e; padding: 72px 0 0; }
.footer__top {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 80px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.footer__brand p { font-size: 0.86rem; color: rgba(255,255,255,0.35); line-height: 1.70; }
.footer__nav { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer__col { display: flex; flex-direction: column; gap: 10px; }
.footer__col h5 {
  font-family: var(--font-mono);
  font-size: 0.65rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 8px;
}
.footer__col a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.40);
  transition: color var(--t);
}
.footer__col a:hover { color: rgba(255,255,255,0.80); }
.footer__bottom {
  padding: 28px 0;
}
.footer__bottom p {
  font-size: 0.76rem;
  color: rgba(255,255,255,0.20);
  line-height: 1.65;
  margin: 0;
}

@media (max-width: 840px) {
  .footer__top { grid-template-columns: 1fr; gap: 40px; }
}
@media (max-width: 500px) {
  .footer__nav { grid-template-columns: repeat(2, 1fr); }
}

/* ═══════════════════════════════════════════════
   DESIGN REFINEMENTS — FINAL PASS
   Making it exceptional
═══════════════════════════════════════════════ */

/* Gold rule accent for section transitions */
.section--ruled {
  position: relative;
}
.section--ruled::before {
  content: '';
  display: block;
  width: 48px;
  height: 2px;
  background: var(--gold);
  margin: 0 auto 20px;
  opacity: 0.6;
}

/* Noise texture overlay on hero for depth */
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.03'/%3E%3C/svg%3E");
  opacity: 0.4;
  pointer-events: none;
}

/* Ensure hero content stays above noise overlay */
.hero__bg, .hero__content, .hero__scroll { z-index: 1; }

/* Better process step arrow - centered vertically */
.process__arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--gold);
  padding: 0 8px;
  flex-shrink: 0;
  opacity: 0.5;
}

/* Subtle left border accent on notice scenarios */
.notice-scenario__content {
  padding-left: 0;
}
.notice-scenario:first-child .notice-scenario__content h3::before,
.notice-scenario .notice-scenario__content h3 {
  position: relative;
}

/* Better dual card equal height */
.dual__grid {
  align-items: stretch;
}
.dual__card {
  display: flex;
  flex-direction: column;
}
.dual__card .btn {
  margin-top: auto !important;
}

/* Refined UCC card */
.ucc-block {
  background: linear-gradient(160deg, var(--parchment) 0%, #ece7dc 100%);
}

/* Subtle section backgrounds alternating */
.process { background: var(--white); }

/* Better form focus ring */
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  background: var(--white);
}

/* Params grid hover line accent */
.param-item {
  position: relative;
}
.param-item::after {
  content: '';
  position: absolute;
  bottom: 0; left: 24px; right: 24px;
  height: 1px;
  background: rgba(255,255,255,0.06);
}

/* Better stat card on hero */
.hero__stat-card {
  position: relative;
  overflow: hidden;
}
.hero__stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(200,169,110,0.4), transparent);
}

/* Notice page scenario number - more refined */
.notice-scenario__num {
  font-family: var(--font-display);
  font-size: 4rem;
  font-weight: 700;
  color: rgba(11,31,58,0.06);
  line-height: 1;
  padding-top: 4px;
  user-select: none;
  flex-shrink: 0;
  width: 72px;
}

/* CTA band subtle texture */
.cta-band {
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute;
  top: -40px; right: -40px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(200,169,110,0.08) 0%, transparent 70%);
  pointer-events: none;
}

/* Footer logo mark refined */
.nav__logo-mark {
  transition: all var(--t);
}
.nav__logo:hover .nav__logo-mark {
  background: rgba(200,169,110,0.20);
  border-color: rgba(200,169,110,0.50);
}

/* Smooth page transitions */
main, section {
  position: relative;
}

/* Better mobile nav */
@media (max-width: 768px) {
  .hero__headline { font-size: clamp(2.4rem, 9vw, 3.2rem); }
  .page-hero { padding: 100px 0 60px; }
  .section { padding: 72px 0; }
  .dual__card { padding: 36px 24px; }
}

/* Fix section header heading wrapping */
.section-header h2 {
  text-wrap: balance;
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
}